it was worse and getting better, now if prosecutors would do their jobs it would get even better

need a huge fine for driving without insurance

make it a $1,000 ticket for first offense

Like I posted... the amount of crashes certainly doesn't help... BUT... fucking insurance fraud is killing our rates.

CASE IN POINT- last June my 92 y/o mom was rear-ended while stationary at a light. It shoved her into a car to her front, who tapped the car to their front. My mom wasn't injured but the impact cracked her transmission so her car was "totaled". No medical problems, no injuries.

Here is the kicker... the last car in the chain didn't even have damage... but this past week my mom gets served as that last car effected is suing my mom and her insurance company. Guys wasn't injured, his car wasn't damaged, yet somehow he has been "permanently damaged for life".

I spoke with my mom's insurance company and they said the guy was a complete unhinged asshole when they discussed medical payments (of course he took the ride with Doc in a Box to make it look good. When they spoke to his lawyer, they said he was equally as nasty. The insurance company has hired a lawyer for my mom and said she won't have to do anything... they are not paying and they will see him in court.

Another CASE IN POINT- one of our guys, in a marked patrol car, had another car and trailer make a left turn in front of him violating hir right-of-way. Of course that party was 100% at fault. Yet, our guy just got served as one of the passengers in the other AT FAULT car is suing.

Two cases where drivers didn't do ANYTHING yet they are getting sued... Personal Injury Lawyers for the most part are scum of the earth IMO and have turned this shit into a racket.

Attached File


Here is an asshole in a dump truck who blew a stop sign without slowing down, and caused me have to slam on my brakes from 45mph (speed limit) to nearly 0.
Another reason for high insurance rates is people drive like they got their license from a cereal box

I avoid dirt haulers like the plague.

I worked as an auto insurance adjuster for 23 years. When I started there were no smart phones and the
majority of accidents were rear enders. Carelessness was main cause but for the last few years the
majority of accidents are violation of right of way. Narcissism is the main cause. People actually say
i pulled out and he hit me, I know he saw me and should not have hit me. People doing lane changes
and expecting others to get out of their way.

Frequency and severity have been through the roof. Ins companies are lucky to be making
4% profit today

$3300 here. 2004 Tacoma, 2007 Milan, 2014 Flex.

Delete

Delete

That why you don't mind seeing the FHP doing checks on these types for weights/equipment. The trucks are a menace, owners/companies do not maintain as they should, monitor drivers, etc. etc. The list goes on with over loaded, unsecured loads, etc.

I agree 100%.