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Posted: 1/11/2023 6:00:24 PM EDT
[#1]
Pull all the funds. Close the account. Do not wire anything back to him.
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Posted: 1/11/2023 6:01:51 PM EDT
[#2]
Is he Nigerian?
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Posted: 1/11/2023 6:05:25 PM EDT
[#3]
Quote HistoryQuoted: I'm not an expert but I have sold a 50k car through wire transfer where I never talked to the buyer except text and email. 3rd party truck driver sent by buyer to get the car. Buyer probably was foreign but the bank was a PNC out of Philadelphia. I knew the branch manager at my bank very well. She suggested we open a separate account to receive the wire. Then move the money into my regular accounts and close the wire. She told me if they got this wire from that bank then it was legit. There was a very small chance there was some way a wire can be reversed very soon after it is requested, like if there's a claim of a mistake so that's why we moved it. IMO if you got a bank to bank wire it's legit and you're fine. I don't think I'd be just sending back the erroneous 10k. I'd probably open an account and compartmentalize it and give it some time. If the money stays and is real and the buyer gets serious with lawyer talk then maybe you take it serious. The question becomes, did the origination account for the transfer belong to the buyer? The best case scenario for the OP is the scam mentioned above, in which the second transfer that was asked to be returned was the scam. The worst case is that the transfer came from a stolen account that hasn’t been reported yet and the second transfer was an attempt to get the car and $10k out of OP. |
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Posted: 1/11/2023 6:06:33 PM EDT
[#4]
Quote HistoryQuoted: As soon as you mentioned overseas I thought scam. |
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Posted: 1/11/2023 6:08:13 PM EDT
[#5]
Quote HistoryQuoted: In this thread, we learn rare and collectible mean vastly different things to different people. Depends on the condition. A rare car that’s been sitting in a swamp rusting for 50 years doesn’t have much value. |
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Posted: 1/11/2023 6:08:30 PM EDT
[#6]
Quote HistoryQuoted: The question becomes, did the origination account for the transfer belong to the buyer? The best case scenario for the OP is the scam mentioned above, in which the second transfer that was asked to be returned was the scam. The worst case is that the transfer came from a stolen account that hasn't been reported yet and the second transfer was an attempt to get the car and $10k out of OP. Quote HistoryQuoted: Quoted: I'm not an expert but I have sold a 50k car through wire transfer where I never talked to the buyer except text and email. 3rd party truck driver sent by buyer to get the car. Buyer probably was foreign but the bank was a PNC out of Philadelphia. I knew the branch manager at my bank very well. She suggested we open a separate account to receive the wire. Then move the money into my regular accounts and close the wire. She told me if they got this wire from that bank then it was legit. There was a very small chance there was some way a wire can be reversed very soon after it is requested, like if there's a claim of a mistake so that's why we moved it. IMO if you got a bank to bank wire it's legit and you're fine. I don't think I'd be just sending back the erroneous 10k. I'd probably open an account and compartmentalize it and give it some time. If the money stays and is real and the buyer gets serious with lawyer talk then maybe you take it serious. The question becomes, did the origination account for the transfer belong to the buyer? The best case scenario for the OP is the scam mentioned above, in which the second transfer that was asked to be returned was the scam. The worst case is that the transfer came from a stolen account that hasn't been reported yet and the second transfer was an attempt to get the car and $10k out of OP. Over payment 'mistakes' are one of the most common scam vectors. |
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Posted: 1/11/2023 6:09:34 PM EDT
[#7]
Quote HistoryQuoted: The question becomes, did the origination account for the transfer belong to the buyer? The best case scenario for the OP is the scam mentioned above, in which the second transfer that was asked to be returned was the scam. The worst case is that the transfer came from a stolen account that hasn't been reported yet and the second transfer was an attempt to get the car and $10k out of OP. Call the bank ASAP~! |
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Posted: 1/11/2023 6:11:34 PM EDT
[#8]
If a deal is 'tricky', it isn't a deal for me. I'll spare you the long story of a sheriff's deputy trying to sell me a SR-25 upper where he went so far as to provide a picture of himself with his badge/id, a picture of his badge/id and even a picture of the upper, the badge, his username and the date. Notice something missing? I asked for a picture of the upper, the badge and his face....crickets. So close but again, if the deal is tricky.....
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Posted: 1/11/2023 6:14:15 PM EDT
[#9]
Quote HistoryQuoted: If a deal is 'tricky', it isn't a deal for me. I'll spare you the long story of a sheriff's deputy trying to sell me a SR-25 upper where he went so far as to provide a picture of himself with his badge/id, a picture of his badge/id and even a picture of the upper, the badge, his username and the date. Notice something missing? I asked for a picture of the upper, the badge and his face....crickets. So close but again, if the deal is tricky..... That’s a common scam tactic, stupid third-world street shitters think we care about seeing ID… it’s actually the opposite. ID’s contain personal info and we don’t want to invade anyone’s privacy. What we do want to see is that they physically own what they claim to sell. Anyone trying to show their ID to make a sale reeks of scammer desperation. |
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Posted: 1/11/2023 6:16:55 PM EDT
[#10]
I do not understand how its possible to fall for something like this.... Yet here we are....
 .... OP, I hope and pray that Im wrong, but more than likely you just lost the car, and the 10k is going to be yanked from your account....
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Posted: 1/11/2023 6:22:09 PM EDT
[#11]
I think your going to be ok. you got the money, you pulled it from the bank. too bad if he said he doubled the payment. his problem, not yours. i would not send him anything but the title after you got it out of your name.
i dont think you can scam a wire. i just sent a wire, they wanted everything except a sperm sample. |
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Posted: 1/11/2023 6:22:48 PM EDT
[#12]
Quote HistoryQuoted: I do not understand how it’s possible to fall for something like this.... Yet here we are.... .... OP, I hope and pray that Im wrong, but more than likely you just lost the car, and the 10k is going to be yanked from your account....It happens. It’s too bad there isn’t family that is a bit more, worldly and experienced, that could have sold it for the OP. |
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Posted: 1/11/2023 6:23:32 PM EDT
[#13]
Quote HistoryQuoted: Yep. OP is about to have a -$10,000 account balance. |
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Posted: 1/11/2023 6:27:22 PM EDT
[#14]
Quote HistoryQuoted: I think your going to be ok. you got the money, you pulled it from the bank. too bad if he said he doubled the payment. his problem, not yours. i would not send him anything but the title after you got it out of your name. i dont think you can scam a wire. i just sent a wire, they wanted everything except a sperm sample. OP is going to owe the bank 10k. He needs to talk to them immedately and consider the car stolen. |
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Posted: 1/11/2023 6:32:33 PM EDT
[#15]
This has to be a joke
Right ? |
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Posted: 1/11/2023 6:34:45 PM EDT
[#16]
Quote HistoryQuoted: I think your going to be ok. you got the money, you pulled it from the bank. too bad if he said he doubled the payment. his problem, not yours. i would not send him anything but the title after you got it out of your name. i dont think you can scam a wire. i just sent a wire, they wanted everything except a sperm sample. |
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Posted: 1/11/2023 6:34:46 PM EDT
[#17]
Quote HistoryQuoted: How does one spoof a wire transfer? OP said it arrived in his account. I didn't think a wire was something that could be falsified. The bank account that sent it was probably not the buyer’s and the victim will ask his bank to submit a wire recall |
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Posted: 1/11/2023 6:45:14 PM EDT
[#18]
You better call the bank immediately. Unfortunately, you most likely have lost a car and owe the bank $10K.
As others have mentioned, it's a very common scam. Any time people send you money or fake checks, it will appear in your bank account until the bank verifies that it's not legitimate and they'll get their money back from you. Unfortunately, this is probably going to be an expensive letter. Fuck those overseas buyers. |
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Posted: 1/11/2023 7:30:32 PM EDT
[#19]
Quote HistoryQuoted: The only thing that prevents these things is cash. And verify the cash real before releasing the car and/or title. Some counterfeit cash even fools banks. Was it this forum a member got bogus bills from a bank ATM? |
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Posted: 1/11/2023 7:49:09 PM EDT
[#20]
So he said he wired the money a 2nd time to your family member.
Do they have 20k now? I don't see how you went forward with this OP, I think you may end up with nothing. No car and no money |
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Posted: 1/11/2023 7:53:02 PM EDT
[#21]
FFS People, Use an escrow service!
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Posted: 1/11/2023 7:54:50 PM EDT
[#22]
What is this,1973? Wire transfer for an overseas buyer is nothing but a bullshit scam. WAKE THE FUCK UP.
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Posted: 1/11/2023 7:55:24 PM EDT
[#23]
Quote HistoryQuoted: He wants a free car! He HAS a free car. It will wind up in a container on a ship. |
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Posted: 1/11/2023 7:57:38 PM EDT
[#24]
Quote HistoryQuoted: You should have given the tow operator a green 1973 AMC Gremlin in rough shape instead of the Mercedes. I'd offer this one up but I sold it to fund the AMX purchase.  
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Posted: 1/11/2023 8:00:01 PM EDT
[#25]
You think he cares about a title. Why would he care about a title? Do you think he is going to register it in the USA? He has your car. He is either going to sell it for parts or send it to a country where they don't need a USA title to register it.
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Posted: 1/11/2023 8:02:59 PM EDT
[#26]
Quote HistoryQuoted: Is he Nigerian? where is the car going to OP? |
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Posted: 1/11/2023 8:03:59 PM EDT
[#27]
Quote HistoryQuoted: FFS People, Use an You spelled it wrong. |
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Posted: 1/11/2023 8:04:03 PM EDT
[#28]
I don’t understand, why is he asking you to reverse the wire that went through and you got the money? You said you didn’t think you could reverse a 3 month old wire.
If he sent you an additional wire and is asking you to return it, this is similar to the overpayment scam. That money from the additional wire is bad, but the money you send him will be good. You won’t know the money you sent him is bad until after he gets your good money. |
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Posted: 1/11/2023 8:04:17 PM EDT
[#29]
Quote HistoryQuoted: I hate when people think these dudes are legit with money wires and what not. Cash in hand or fuck off. Don’t trust anyone these days. It's pretty much this or prep your anus. Modern world sucks. |
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Posted: 1/11/2023 8:13:11 PM EDT
[#30]
Who in this thread has ever wired money? Not Western Union, not a cashiers check, an actual bank wire to a foreign bank.
It’s ain’t a credit card. The only way that money comes back is through law enforcement. If it did indeed come from a foreign bank, then there’s almost no chance of clawing back a $10k wire. Especially after 90 days. |
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Posted: 1/11/2023 8:35:07 PM EDT
[#31]
It's almost impossible to reverse a wire. Just ask Citi Bank about the $900 million blunder it made using a wire.
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Posted: 1/11/2023 8:37:12 PM EDT
[#32]
Quote HistoryQuoted: Who in this thread has ever wired money? Not Western Union, not a cashiers check, an actual bank wire to a foreign bank. It’s ain’t a credit card. The only way that money comes back is through law enforcement. If it did indeed come from a foreign bank, then there’s almost no chance of clawing back a $10k wire. Especially after 90 days. I have. But I knew the seller through a close mutual friend who vouched for the situation. |
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Posted: 1/11/2023 8:45:25 PM EDT
[#33]
Quote HistoryQuoted: Rare, collectible, $10K car?  lol |
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Posted: 1/11/2023 8:50:57 PM EDT
[#34]
I have a rare, collectable 2000 Sierra 3 door in case anyone's interested.
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Posted: 1/11/2023 8:56:17 PM EDT
[#35]
Quote HistoryQuoted: The bank account that sent it was probably not the buyer’s and the victim will ask his bank to submit a wire recall OP says its been 3 months ... |
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Posted: 1/11/2023 9:00:09 PM EDT
[#36]
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Posted: 1/11/2023 9:04:23 PM EDT
[#37]
You are going to be confronted by the Clique Mob. You better hope they don’t bring the Hammer of Dead.
Wish I could find the original thread. It was hilarious. |
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Posted: 1/11/2023 9:17:11 PM EDT
[#38]
It's not even worth tagging this thread because we all know the outcome.
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Posted: 1/11/2023 9:22:24 PM EDT
[#39]
Quote HistoryQuoted: It's not even worth tagging this thread because we all know the outcome. Exactly. The sad part is that these scams are so widely known. It is hard to believe that folks still get sucked in. |
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Posted: 1/11/2023 9:25:33 PM EDT
[#40]
ETA: Looks like a wire can be reversed for a few reasons. It’s gotta be that. Something about that first wire to the wrong party has got to play a part. If it gets reversed, but OP has moved the money and/or closer the account it will probably go to collections which would be a bad deal for OP. |
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Posted: 1/11/2023 9:30:12 PM EDT
[#41]
Is this a parody thread?
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Posted: 1/11/2023 9:30:18 PM EDT
[#42]
I'd be going to the bank and transferring everything to a new account ASAP.
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Posted: 1/11/2023 9:56:17 PM EDT
[#43]
Quote HistoryQuoted: Who in this thread has ever wired money? Not Western Union, not a cashiers check, an actual bank wire to a foreign bank. It's ain't a credit card. The only way that money comes back is through law enforcement. If it did indeed come from a foreign bank, then there's almost no chance of clawing back a $10k wire. Especially after 90 days. |
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Posted: 1/11/2023 10:05:55 PM EDT
[#44]
Quote HistoryQuoted: You spelled it wrong. Quote HistoryQuoted: Quoted: FFS People, Use an You spelled it wrong. If you're going to get fucked, you should at least enjoy it. |
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Posted: 1/11/2023 10:15:18 PM EDT
[#45]
I briefly looked at UCC4A and to me it looks like the bank that sent the wire would be on the hook for returning the funds to the owner of the hacked account.
It appears that prior to UCC4A being enacted that OP would have been on the hook, but again I just took a cursory look at it. |
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Posted: 1/11/2023 10:19:16 PM EDT
[#46]
Tag to see if OP admits he got boned.
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Posted: 1/11/2023 10:21:23 PM EDT
[#47]
Someone get Marco here, he can help!
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Posted: 1/11/2023 10:31:29 PM EDT
[#48]
Quote HistoryQuoted: Tag to see if OP admits he got boned. I don't see how the op got boned if the money was wired, took out of the bank and it's been three months. |
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Posted: 1/11/2023 10:48:07 PM EDT
[#49]
There is no way OP didn't see those scam from a mile away.
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Posted: 1/11/2023 11:02:14 PM EDT
[#50]
It’s ridiculous that this is even still a issue in 2023.
If banks had to eat their mistakes, there’d be incentive to not participate in these scams. There should be no lag time, or wait and see windows of fuckery. If I accept a wire transfer, it should be immediately available to cash & dash. Same with cashier checks presented at the bank of issue or even at the bank of your choosing these days. It’s not the 50’s anymore, we’re connected. If a buyer accidentally sends $10,000 instead of $100.00, it should be completely on my good will to return the overage; and if I do return it, there should be complete confidence that I initially received 10,000. |
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